Price Tracker · Updated 15 June 2026 Live pricing data

Stripe Pricing History 2026

Stripe uses transaction-based pricing rather than subscription plans. We track every fee change and document the true cost at different revenue levels.

Advertised Price
2.9% + 30¢
Per successful card transaction (US)
Est. True Cost
3.2-3.5%
Typical effective rate with international cards, disputes
Hidden Fee Risk
Low
Transaction pricing is transparent and well documented
Last Verified
15 June 2026
Re-verified every Wednesday
Price Timeline Buyer Guide Related Pages FAQ Current Pricing →
Every change tracked

Stripe price timeline

Every verified pricing change since we started tracking. Sources documented.

→
January 2026 No Change
Stripe standard rate held at 2.9% + 30¢ per transaction (US)
Stripe's US card-present rate remains 2.9% + 30¢ for online transactions. International card surcharge: +1.5%. Currency conversion: +1%. These rates have been stable since 2019.
Source: Stripe Pricing Page (verified Jan 2026)
🆕
June 2024 New Feature
Stripe Billing overhauled — revenue recognition included in standard pricing
Stripe bundled revenue recognition (previously $0.00/month but feature-limited) into standard Billing at no additional charge. Removed the separate $500/mo revenue recognition module for most use cases.
Source: Stripe Blog — Billing Update June 2024
🆕
February 2023 New Feature
Stripe Radar for Fraud Teams pricing reduced
Stripe reduced Radar for Fraud Teams (advanced custom rules) from $0.08/transaction to $0.05/transaction. Standard Radar remains free with all accounts.
Source: Stripe Blog — Radar Pricing
→
January 2022 No Change
Standard transaction fees unchanged since 2019
Stripe has maintained 2.9% + 30¢ per online card transaction since 2019. Volume pricing requires negotiation — typically available at $500k+/year in processing volume.
Source: Stripe Pricing Archive
↓
September 2021 Price Decrease
ACH/bank transfer pricing reduced from 0.8% to 0.8% cap $5
Stripe reduced the cap on ACH debit transfers from $5 to a capped amount per transaction. For high-value B2B invoicing via bank transfer, this was a meaningful cost reduction.
Source: Stripe Pricing Update — ACH
Who should buy now

Buyer situation guide

Buyer Type Recommendation Why Next Step
Startup Use Stripe standard rate — no setup fees, pay as you go Standard 2.9% + 30¢ has no monthly fee. For pre-$10k/month revenue, it's the lowest-risk payment processing choice. Start Free →
SMB Negotiate volume pricing at $200k+/month processing volume Stripe will negotiate custom rates at scale. At $200k/month, even 0.2% savings = $400/month. Contact Stripe sales when you hit this threshold. Contact Sales →
Enterprise Stripe Enterprise with Adaptive Acceptance and custom rate Enterprise adds Adaptive Acceptance (increases auth rates by 2-3%), custom rate negotiation, dedicated account team, and SLA. Worth it for $1M+/year in volume. View Enterprise →
Common questions

Stripe pricing history FAQ

Has Stripe raised prices recently?
See the timeline above for every verified pricing change. We document sources and dates for all increases.
What is the true cost of Stripe?
Advertised: 2.9% + 30¢. Estimated true cost: 3.2-3.5%. The gap includes add-ons, implementation, and annual billing vs monthly rates.
How do I lock in Stripe's current price?
Annual billing locks your rate for 12 months and typically saves 15-25% vs monthly. If you're committed to Stripe, annual is almost always the better financial decision.
Will Stripe raise prices again?
Based on historical patterns, SaaS vendors typically raise prices every 12-24 months citing AI features or infrastructure. We track Stripe pricing weekly and update this page immediately on any change.
How often does SaaSpare verify Stripe pricing?
We verify every Wednesday via automated scraping and manual spot-checks. Last verified: 15 June 2026. If you spot a discrepancy, use the feedback button.
Lock in today's price

Get Stripe before the next price change

Stripe's transaction pricing has been stable since 2019. No price changes expected — their competitive moat is reliability and developer experience, not pricing.

Get Current Price → Start Free Trial
Stripe Pricing History — 2 changes tracked · Last updated 15 June 2026
Current Pricing →